Life will never be the same again
If you are employed
Check on your lifestyle costs eg
Car
Home
Kids private school
Create emergency fund for 3 to 6 months
If you run a business
Income less expenses equals profit
If you cut costs profit increases
Cost are fixed costs eg rent n salaries. You cant really cut on fixed costs therefore you only have one thing ie Increased Income. As income increases fixed costs stay the same but variable expenses will increase ie consumables
In other words to get out out financial problems cut on lifestyle cost and earn more