Life will never be the same again

If you are employed

Check on your lifestyle costs eg

Car

Home

Kids private school

Create emergency fund for 3 to 6 months

If you run a business

Income less expenses equals profit

If you cut costs profit increases

Cost are fixed costs eg rent n salaries. You cant really cut on fixed costs therefore you only have one thing ie Increased Income. As income increases fixed costs stay the same but variable expenses will increase ie consumables

In other words to get out out financial problems cut on lifestyle cost and earn more