Saving for your retirement

When you start working income or salary is low for 5 years. You save little. Then you get married expenses go up and you save little. Upgrade house and car and have 2 kids you save little. Private school fees and you save little . High school fees and you save little. 18 years later university fees and you save little. 22 years later you supplement child income buy kid car you save little till child is 25 years old. By this time you are 50 years or 55....when you pension come of course it will be little

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