After lockdown come out as a Minister of your own Finances
Money in equals money out
Money in more than money out
Money in less than money out
Ideally Money in equals money out...you can either earn more or cut cost. This allows you to save and invest on money left
Money in less than money out ..you are living beyond your means. You need to cut costs or earn more. You are leaving on cred cards or overdraft. Paying off some debts will help
Money in more than money out allows you to save and invest for future . This is what you must strive for. You can increase your income but keep expenses down by adding adding other sources of income in same industry or different industries
DNI Business connecting the dots